{"id":331170,"date":"2025-01-15T19:27:39","date_gmt":"2025-01-15T11:27:39","guid":{"rendered":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/?p=331170"},"modified":"2025-01-15T19:27:42","modified_gmt":"2025-01-15T11:27:42","slug":"trade-the-news-mvp-weighs-options-on-maya-as-fintech-projects-profitability","status":"publish","type":"post","link":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/trade-the-news-mvp-weighs-options-on-maya-as-fintech-projects-profitability\/","title":{"rendered":"Trade the News: MVP weighs options on Maya as fintech projects profitability"},"content":{"rendered":"\n
Potential Impact of this News<\/strong><\/td>NEUTRAL on the stock price<\/strong><\/td><\/tr>
Company<\/strong><\/td>PLDT Inc.<\/td><\/tr>
Stock Code<\/strong><\/td>TEL<\/td><\/tr>
Long-term Recommendation on the Stock<\/strong><\/td>Buy<\/td><\/tr>
1-Year Target Price<\/strong><\/td>PHP 1,770.57<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n

There\u2019s some good news for Maya, the PLDT Group\u2019s digital payments app and digital bank rolled into one.<\/p>\n\n\n\n

The financial technology platform, whose backers include China\u2019s Tencent and KKR, is looking forward to a strong 2025 after key financial metrics turned positive toward the end of last year.<\/p>\n\n\n\n

This sets the stage for its first year of profitability if this trajectory holds in the coming months, with momentum largely driven by its digital lending business, Maya Bank, which recorded impressive numbers in 2024.<\/p>\n\n\n\n

This also means decision time is nearing for PLDT and the First Pacific Group, major backers with close to 40 percent ownership.<\/p>\n\n\n\n

Maya\u2019s stronger performance has spurred PLDT Group to consider raising its stake back to a majority. PLDT chair and CEO Manuel V. Pangilinan (MVP) previously told InsiderPH they might do so this year if some investors are willing to sell out.<\/p>\n\n\n\n

But what if PLDT can\u2019t raise its stake?<\/p>\n\n\n\n

A key insider said Pangilinan is flexible and is open to selling down or even exiting.
\u201cIt depends on how talks go, and I don\u2019t know right now if MVP is willing to wait,\u201d the insider said. \u201cI think he\u2019s thinking about it both ways.\u201d<\/p>\n\n\n\n

It\u2019s no coincidence these moves are happening as Smart Communications\u2019 new chief operations officer, Anastacio \u201cBoy\u201d Martirez, hints at plans to build a payments platform that could compete with Maya.<\/p>\n\n\n\n

After all, the major frustration within the PLDT Group remains rival GCash\u2019s dominance in payments, validated by its recent valuation of $5 billion\u2014more than twice what it was just a few years ago.<\/p>\n\n\n\n

Still, Maya has a chance to win market share, thanks to its digital banking business.<\/p>\n\n\n\n

\u201cThe advantage of Maya is still the digital bank,\u201d the insider said.<\/p>\n\n\n\n

(News Source: InsiderPH<\/a>)<\/em><\/p>\n\n\n\n

<\/div>\n\n\n\n

This report is prepared by PinoyInvestor\u2019s partner broker below. Find out more about our partner brokers<\/a> and sign up to avail their complete trading brokerage services.<\/em><\/em><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Take advantage of the price opportunity that might arise when the news hits. Trade the news!<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1371],"tags":[],"class_list":["post-331170","post","type-post","status-publish","format-standard","hentry","category-trade-the-news","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"_links":{"self":[{"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/posts\/331170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/comments?post=331170"}],"version-history":[{"count":1,"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/posts\/331170\/revisions"}],"predecessor-version":[{"id":331172,"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/posts\/331170\/revisions\/331172"}],"wp:attachment":[{"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/media?parent=331170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/categories?post=331170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pinoyinvestor.com\/smartinvestor\/wp-json\/wp\/v2\/tags?post=331170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}